What is fixed rate?
Last 10 years rates.
- JAN Rate
- JUL Rate
Why choose a Fixed Rate Mortgage?
Traditionally, a fixed rate mortgage where your rate and payment do not change has been the most popular mortgage when interest rates are low. With a fixed rate mortgage, you calculate how long it will take to pay off all the principal and interest, and you arrive at a monthly payment.
The major advantage of fixed rate mortgages is that they present predictable housing costs and give you the peace of mind that comes with a stable payment for the life of the loan.
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A fixed rate mortgage is the right choice if you:
- Want a lower interest rate
- Can afford the payment for the house you want
- Need a stable monthly payment
- Like to budget expenses
- Plan to keep your home for a long time
Find out how we can help you get to a better place. Fill out an application or call now.