30-Year

Fixed Rate

Fixed rate mortgages offer a loan for which the interest rate will remain the same throughout the entire term for the original borrower.

What is fixed rate?

The combined Principal and Interest payment does not change; however, the amount directed towards the principal increases from month to month causing the amount paid towards interest to decrease. The homeowner will pay the most interest with their first mortgage payment and the least interest with their last mortgage payment.

Last 10 years rates.

  • JAN Rate
  • JUL Rate

Why choose a Fixed Rate Mortgage?

Traditionally, a fixed rate mortgage where your rate and payment do not change has been the most popular mortgage when interest rates are low. With a fixed rate mortgage, you calculate how long it will take to pay off all the principal and interest, and you arrive at a monthly payment.

The major advantage of fixed rate mortgages is that they present predictable housing costs and give you the peace of mind that comes with a stable payment for the life of the loan.

Apply online at anytime

Cras fringilla nisl in arcu aliquam egestas. Morbi rhoncus sit amet leo in
suscipit. Aenean vel nibh lacus. Proin accumsan vitae turpis non iaculis.
Praesent in lacus ex. Phasellus pharetra sem ex, at commodo erat efficitur nec.
Cras eu condimentum urna, ut scelerisque velit.

Apply here!

A fixed rate mortgage is the right choice if you:

  • Want a lower interest rate
  • Can afford the payment for the house you want
  • Need a stable monthly payment
  • Like to budget expenses
  • Plan to keep your home for a long time

Find out how we can help you get to a better place. Fill out an application or call now.